Background Checks Definition
Background checks are a group of public records that define a person’s past. Background checks may include the following information; criminal records, court records, public information, marriage and divorce records, financial and lien records, driver records, rental and employment information of an individual. Background checks may vary depending on what sources they’re procured from. There are also a variety of background checks that can be useful for different reasons such as; personal, business and government. These are detailed below. Most online database resources are not reporting agencies and should not be used for employment or rental background checks.
Official Background Checks
To obtain an official background check you should use a resource such as LexisNexis.com since they are an official reporting agency as defined by the FCRA. Official background checks can be costly so if you do not need an official copy then consider an online resource such as SearchQuarry.com. All you need is a first and last name to begin searching, use the form above to begin your search. Make sure to verify as many pieces of data as possible when search for someone’s background check to insure you’ve got the right person.
Different Types of Background Checks
- Personal Background Checks – These usually include public records and vital records searches. This information might include criminal history, driving abstract, marriage and divorce records, birth & death records, marriage & divorce records, property & lien records and most any government publicly collected information.
- Business Background Checks – These are generally reserved for businesses for the purpose of screening. These resources may include; identity verification, partnership and business associate screening, debtor locator, skip tracing for those that have warrants, heath care compliance services and conducting general due diligence for businesses.
- Government Background Checks – Government agencies need a lot more data and need to mitigate much more risk than personal or business background checks can offer. These highly detailed reports are used for police officers, government workers, verifying identities of affiliations, asset and fraud protection.