SearchQuarry and the Fair Credit Reporting Act (FCRA)
SearchQuarry is not a consumer reporting agency
The Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., is a federal law that controls how background reports are gathered and used for decisions about people's jobs, housing, credit and insurance. Companies that supply reports for those decisions are "consumer reporting agencies" and must follow strict rules: for example, getting a job applicant's written permission, telling a person when a report was used against them, and letting them dispute errors.
SearchQuarry is not a consumer reporting agency. Searches on our site continue on our partners, TruthFinder (name searches) and BeenVerified (phone, license plate and VIN searches), which also do not provide consumer reports. None of us follow the FCRA's rules for those decisions, so their reports can't be used for them.
Existing SearchQuarry members: SearchQuarry is not currently offering new memberships, but existing members can still search in the members area. Those searches are provided by SearchQuarry under the Member Terms. They are not consumer reports either, and every rule on this page applies to them.
You may not use SearchQuarry, TruthFinder or BeenVerified to:
- screen job applicants, employees, contractors or volunteers, including nannies, caregivers, tutors and housekeepers;
- screen tenants or decide whether to rent or lease a home;
- decide whether to give someone credit or a loan, or collect a debt;
- decide whether to insure someone or at what rate;
- decide whether someone qualifies for a professional or business license or a government benefit; or
- make any other decision about someone's eligibility for something covered by the FCRA.
If you need a background check for one of these purposes, use a consumer reporting agency that complies with the FCRA.
Other uses that are never allowed
- Stalking, harassing, threatening or intimidating anyone.
- Locating or contacting someone who doesn't want to be found, including anyone protected by a restraining or protective order.
- Locating or harassing judges, prosecutors, police officers or their families.
- Identity theft, fraud, or getting information under false pretenses.
- Discriminating against anyone.
Our partners may suspend accounts and cancel purchases that break these rules. Misuse can also lead to civil and criminal liability.
What people use public records searches for
- Finding out who owns a phone number that called you.
- Reconnecting with family members, old friends or classmates.
- Checking a used vehicle's history before you buy it.
- Seeing what public records say about you.
Accuracy
Public records can be incomplete, out of date or matched to the wrong person. Check anything important with the original source, such as the court or agency that holds the record. Everyone is presumed innocent until proven guilty in a court of law.
Your own consumer reports
To see the reports that consumer reporting agencies keep about you, request your free credit reports at www.annualcreditreport.com. To ask our partners to remove information about you, use their opt-out pages: TruthFinder (https://www.truthfinder.com/opt-out/) and BeenVerified (https://www.beenverified.com/svc/optout/search/).
License plate searches and the Driver's Privacy Protection Act (DPPA)
Personal information from state motor vehicle records, such as a vehicle owner's name and address, is protected by the federal Driver's Privacy Protection Act, 18 U.S.C. § 2721 et seq., and by state law. You may get and use it only for a purpose the DPPA permits, such as matters of motor vehicle safety or theft, use in a court case, or insurance claims. You may not use a license plate search to find out who a driver is so you can contact, follow or confront them. Misuse can lead to criminal fines and civil liability, including actual and punitive damages and attorneys' fees.
License plate searches continue on BeenVerified, which provides the report, may ask you to confirm your permitted purpose, and keeps the records the DPPA requires. Vehicle information isn't always available.
Questions
Email support@searchquarry.com or call (800) 859-7375. Customer service hours can vary, but are generally 7AM to 12AM Eastern Time for SearchQuarry members. Customer service hours for our Partners are on their respective websites. See also our Terms of Service, Privacy Policy and Advertiser Disclosure.
