California Property Lien Records Search
California property lien records refers to a record of notice that is attached to property notifying everyone that a creditor is owed money by the owner of that particular piece of property. California property lien records are a public record that anyone can view. A lien is filed with a state agency. County records office or an authority dealing with real property. A lien is a cheap and easy way for a creditor to get their debtors to pay them what they owe them.
Certified California Property Lien Records
If you’re looking to obtain certified California property lien records the you must visit the county recorder’s office near you. ( California Recorder Offices ). Go to the website and select the county you live in or are closest to and find all the relevant information to visit them. If you like you can also contact them via phone or in writing to obtain a copy of a California property lien record.
California Property Lien Records Online
If you simply need to verify or view California property lien records then save yourself some time and visit SearchQuarry.com and you can sign up and view property lien records online. Currently we are offering a free trial for 5 days. You can lookup unlimited lien and public records and all searches are anonymous.
How Liens Affect Your Property
For you to refinance or sell your property, you are required to have a clear title. A lien on your car, mobile home, property or house means that your title is unclear. To clear your title, you should pay the debt you owe your creditor. Creditors are guaranteed that when they put a lien on your property, you are going to pay them sooner or later.
How Creditors Collect & Sell Property Liens
Creditors can sell your property through a foreclosure sale in order to clear your debt. However, they rarely foreclose property because in many cases, your mortgage came before the lien and therefore has to be cleared before any lien is paid. If your creditor forecloses mortgage property to pay off lien, they have to continue the mortgage payments or risk losing the property.
Many creditors do not force a foreclosure sale but instead wait for their debtors to sell their property. Since buyers cannot buy property unless it has a clear title, the seller uses a fraction of the purchase price to cater for the lien.
California Property Lien Records Law
According to California Law, a California property lien can be subject to a debtor’s real estate- their condo, house or land- or to a debtor’s personal property- jewelry, antiques, art and valuables.
How Creditors Obtain California Property Liens
For a creditor to attach a lien on property, they have to take the abstract of judgment to a California property lien records county office. The abstract should be taken to the county recorder’s office where the debtor has real state presently or where they may own property in the future.
California Property Lien Records Duration
A California property lien stays attached to property- even after the property exchanges hands- for ten years.
In California, the ability of a creditor to collect their money under a lien is determined by several factors. The primary residence of the debtor also called homestead exception, other liens and bankruptcy or foreclosure proceedings affect the ability of a creditor to collect a debt under a property lien.