Judgment Lien Search Information
A judgment lien works in a similar way as compared to the other types of liens. However, the main difference is that it is not particular to any specific type of property or worker. To begin an online judgment lien search use the form above. Below you will find out more information about how to file a judgment lien and remove a judgment lien.
Any person or authority can file a judgment lien against any person?s real estate or private property in case of failure to pay the loan or the money for the work done within the agreed time period.
For example, if you have failed to pay the bank?s loan, your credit card bill, could not pay a contractor for any kind of work you get done from him or in any similar cases, the person or authority you owe money to can file a judgment lien.
If the judgment lien is filed against a huge loan or debt, the court can order the lien on all of the debtor?s property no matter which county it is in.
How to File a Judgment Lien
A judgment lien can only be filed after winning the case in civil court. The procedure for filing a judgment lien varies from state-to-state. The very first step to file a judgment lien is to find out if you are eligible for filing this claim.
Depending on the type of property you want to place a lien on, you have to fill a specific form and submit it either at the county recorder?s office or at the office of the secretary of state. You may also need to attach a copy of the court?s judgment.
Check with your local court clerk or consult an attorney to find out and fulfill the requirements specific to your state.
A judgment lien does not guarantee the payment of your money. It only acts like an attachment to the property to notify the buyers that a lien is attached with it. The authority or person who has filed the judgment lien needs to wait till the owner decides to sell the property to receive the money, that too in case the buyer wants a clear title and insists to get the lien cleared. Otherwise, the lien gets shifted to the new owner.
How to Remove a Judgment Lien
For removing a judgment lien, the debtor needs to pay the money and then file the acknowledgment form in the court stating that the debt has been cleared.
You may also get the judgment lien removed by filing an agreed repayment plan or declaring bankruptcy (in some cases). Since these vary from case-to-case, it is better that you take a lawyer?s advice which is specific to your case.
Perform a Judgment Lien Search Before Buying Property
Many buyers do not want to buy a property that has any kind of lien on it. For them, it is important to check a property for a judgment lien before finalizing the deal to avoid being deceived. Visit www.searchquarry.com or dial 1-800-859-7375 to get further information regarding how to do a lien records search online.
Judgment Lien Search Resources
http://homeguides.sfgate.com/remove-judgment-lien-7470.html
https://www.rocketlawyer.com/article/how-to-place-a-lien-on-a-house-or-other-personal-property.rl
http://legal-dictionary.thefreedictionary.com/lien
http://www.wikihow.com/File-a-Lien
